Dear Esther,
The buyers of my home were not able to get a mortgage because it was not appraised for what they agreed to pay for it. I have to either sell it for what it was appraised for or lose my buyers. What do you suggest that I do?

Signed,
Unsure
Dear Unsure,

In this market, when values are down, this problem is more common than you might think. You meet with an agent to list your home, look at comparables to help you price it, and put a lot of work into getting it ready. You finally get a contract contingent on a mortgage and the appraiser decides your home is not worth what your buyers agree to give you.