(BPT) - For all the talk about taxes during the “fiscal cliff” debate at the end of 2012, many people are still left wondering what it means to them as the April 15 filing date approaches.-

“’Is it a big deal? Or is it business as usual?’ are questions I’m hearing,” says Scott Halliwell, a certified financial planner with USAA. “While many issues were resolved, a lot of taxpayers still aren’t sure how their tax returns and deductions are affected.”

If you’re one of those people, brush up on these 10 deductions before tackling your tax return. They are worth reviewing, as they could lower your tax bill.